SSDI and SSI benefits for people with disabilities

Learn how you may be eligible for benefits through Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) if you have a disability or are 65 or over.

Learn the difference between SSDI and SSI

• SSDI is tied to your work history. It pays benefits to you and certain members of your family if you:Have a disability, and
• Worked enough years to qualify and paid Social Security taxes during the years you worked
• SSI does not require you to have a work history. It provides you with money to cover basics like food, clothing, and housing if you are 65 or older or have a disability.

Learn more about and compare SSDI and SSI benefits.

Can you get SSI and SSDI benefits together?

Depending on your eligibility, you may be able to collect SSDI and SSI benefits at the same time. This is known as receiving “concurrent” benefits. When you are ready, you can apply for both benefits together. After you apply, the Social Security Administration (SSA) will tell you if you qualify for one or both programs.

If you receive both benefits, find out how returning to work could affect your eligibility.

Find out if you are eligible for SSDI and apply

Your eligibility for Social Security Disability Insurance (SSDI) is based on your age, disability, and how long you worked. To find out if you are eligible for SSDI, use the Social Security benefits questionnaire.

Your spouse or former spouse and your children may be eligible for benefits when you start getting SSDI. Learn about family benefits and see if your family members may qualify.

You have options to apply online, by phone, or in person.

• If your application is approved, you will have a five-month waiting period for benefits to start.
• Learn how you can appeal if your SSDI application is denied.

Find out how to apply for SSDI

Find out if you are eligible for SSI and apply

Supplemental Security Income (SSI) is for people who have little to no income. You must also either:

Have a disability, or

Be 65 or older

Use the Social Security benefits questionnaire to see if you are eligible for SSI.

You have options to apply online, by phone, or in person.

• To apply for SSI for a child, you can start the process online. But you will need to complete the application process, either in person or by phone.
• Understand the steps to appeal a decision if your SSI application is denied.

Apply for SSI

When are SSDI and SSI benefits paid?

The day you will get your SSDI or SSI benefits each month is based on your birthdate. Find out when you will receive your benefits [PDF, 108 KB].

If your payment is more than 3 days late, contact the SSA.

Get help with SSDI and SSI benefits

You can create a free “my Social Security” account to manage your benefits online and:

• Check on your application status
• Update your name, address, and other information
• Set up or change your direct deposit information to receive your benefits
• Get tax documents to report income from SSDI benefits (SSI benefits are not taxable.)
• Get a benefits verification letter to show what benefits you receive

If you have specific questions:

• Review the SSA’s frequently asked questions pages for:SSDI
• SSI
• Contact the SSA directly.

Discover other disability benefits

Use USAGov's benefit finder tool to find other disability benefits that may help with bills, education, jobs, and more.

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