My spouse and I are both servicemembers or veterans and are eligible for VA home loans. Can we use one of our loans to p

If two servicemembers each have a certificate of eligibility, a home you buy together still has to be one that you will use as your primary residence. That means that you cannot use your VA Home Loan benefit to buy a second home for investment purposes or for use as a vacation home.

If you already have a VA loan for a property used as your primary residence, it may be possible to use that home as a rental property and use your remaining eligibility to purchase another home for use as your primary residence. Before trying to use this option, though, it's very important to consult your Regional VA Office for details and confirmation regarding your remaining eligibility.

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