Unemployment benefits

Unemployment insurance pays you money if you lose your job through no fault of your own. Learn how to apply and where to find eligibility rules.

Find out if you are eligible for unemployment benefits

States set eligibility rules for unemployment benefits. Select your state on this map to find the eligibility rules for unemployment benefits. You may be able to file online or by phone.

To qualify for benefits, many states require that you:

• Earned at least a certain amount within the last 12-24 months
• Worked consistently for the last 12-24 months
• Look for a new job

How to apply for unemployment benefits

There is no federal unemployment program. Each state manages its own unemployment insurance program and pays benefits.

Select your state on this map to learn how to file for unemployment.

In most cases, you should file for unemployment in the state where you worked instead of in the state where you live. If you worked outside the state where you currently live or worked remotely, contact your home state’s unemployment office to get help with filing a claim in a different state.

Learn how to keep your health coverage if you lose your job

The Consolidated Omnibus Budget Reconciliation Act (COBRA) lets qualified workers keep their group health insurance for a limited time after a change in eligibility.

Learn more about COBRA insurance.

Protect yourself from unemployment scams

Scammers file unemployment benefits using other people's names and personal information. Visit the unemployment scams page to learn how to protect yourself and your benefits from identity theft.

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Find more government programs that can help during tough financial times.

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