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Anatomy of an imposter scam banner

One way to spot a scam is to understand its mechanics. A new and complicated scam starts with a call or text message about a suspicious charge on your Amazon account. But it’s not really Amazon. It’s a scammer with an elaborate story about fraud using your identity that ends with you draining your bank or retirement accounts.

Here’s what to know about this scam scenario.

It’s not Amazon calling. Scammers spoof their phone number to make it look like it’s Amazon calling. Don’t trust the number in your caller ID and don’t trust what the caller tells you. Worried about a suspicious purchase on Amazon? Log in through the website or app. Don’t call back the number that called you or a number someone left in a voicemail or text message.

No one legitimate will tell you to keep it a secret. If there’s a problem with your account or identity, always talk about it with someone you trust — especially if the stranger on the phone says it’s serious or involves a crime or claims to be from the government. That’s a scam.

No one used your Social Security number to open fraudulent accounts in your name. Scammers say this to scare you — don’t trust the person on the phone. To know for sure, get an instant copy of your credit report online for free and look for accounts you don’t recognize. Visit (or have someone help you visit) AnnualCreditReport.com.

Don’t believe a caller who says you’ll be immediately arrested for account fraud. That’s a scam. If someone stole your identity to open fraudulent accounts, complete an FTC identity theft report at IdentityTheft.gov, then put an extended fraud alert on your credit report. Do not transfer money or drain your savings to protect it from fraud.

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How Scammers Try To Steal Your Life Savings

Anatomy of an Imposter Scam Blog Series

Our “Anatomy of an Imposter Scam” blog series breaks down how to recognize, avoid, and report business and government imposter scams. Read more.

Where this page came from

This page was imported from Federal Trade Commission. Published by the Federal Trade Commission and, as a work of the United States government, in the public domain; material credited to others is left out.

Nobody has written it yet — it is the source material at a new address, which is why search engines are asked to skip it and why no one earns from it. It is up for grabs: take it on, and it is yours to rewrite and to earn from.

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Licença: CC0 1.0 (domínio público) · Adaptado de consumer.ftc.gov

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