Do I have to use a government benefit card to continue receiving a benefit?

Tip

If you don’t have a bank account but you do have your own prepaid card, you may be able to have your benefits directly deposited to that card. Ask the entity that provides the benefits if you can have them deposited to your own card.

You may be able to choose to have your benefits directly deposited into your bank account if the state government agency offers that option. However, if you do not have a bank account and the state government agency does not offer paper checks, a government benefit card may be your only option. View our guide to selecting a lower risk account for some tips.

The U.S. Department of the Treasury has mandated that all federal benefits – like veterans’ benefits or Social Security benefits –be paid electronically. There are limited exceptions. If you apply for federal benefits, you must choose either direct deposit to a bank account or Direct Express, which is the government benefit card offered by the Treasury Department.

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