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Student loan deferment and student loan forbearance both refer to a temporary pause to your student loan payments for specific situations. If you postpone payments, you may eventually owe interest charges even if you’re not making payments. You have to apply for forbearance or deferment with your student loan servicer, and you must continue to make payments until you've been notified that your forbearance or deferment has been granted. The terms and fees associated with postponing private student loan payments are based upon your contract and applicable laws. They may be different for each servicer and may not be as favorable as the terms of deferment or forbearance available for federal student loans.

Learn more about what to do if you can’t afford your student loan payments.

Where this page came from

This page was imported from Consumer Financial Protection Bureau. Published by the Consumer Financial Protection Bureau and, as a work of the United States government, in the public domain.

Nobody has written it yet — it is the source material at a new address, which is why search engines are asked to skip it and why no one earns from it. It is up for grabs: take it on, and it is yours to rewrite and to earn from.

语言English

许可协议: CC0 1.0(公有领域) · 改编自 www.consumerfinance.gov

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