Credit card issuers, auto finance companies, and other lenders or insurers can ask the credit reporting companies for a list of names and addresses of individuals who meet certain criteria, such as a minimum credit score, and the credit reporting companies provide these lists based on their credit files.
If you don’t want card issuers or other companies to get your information in this way, you can opt out for five years by calling 1-888-5-OPTOUT (1-888-567-8688) or by visiting www.optoutprescreen.com .
To opt out permanently, you must download and mail a signed Permanent Opt-Out Election form, available by calling 1-888-5-OPTOUT (1-888-567-8688) or by visiting www.optoutprescreen.com .
If you opt out, your name will no longer appear on lists provided by credit reporting companies. However, card issuers can still solicit and send you offers if they’ve done business with you before or if they get your name from other sources.
Where this page came from
This page was imported from Consumer Financial Protection Bureau. Published by the Consumer Financial Protection Bureau and, as a work of the United States government, in the public domain.
Nobody has written it yet — it is the source material at a new address, which is why search engines are asked to skip it and why no one earns from it. It is up for grabs: take it on, and it is yours to rewrite and to earn from.
许可协议： CC0 1.0（公有领域） · 改编自 www.consumerfinance.gov
1
0
0
0
留言
